After a car accident, you may be eligible for compensation to help cover your losses. This can include medical expenses, lost wages, property damage, pain and suffering, loss of earning capacity, and loss of consortium.
The insurance company for the driver who caused your crash is typically responsible for paying for these damages through a settlement. However, if a settlement can’t be reached, a Duluth car accident lawyer can take your case to trial and fight for a maximum verdict.
In Georgia, if the other driver was uninsured at the time of your crash, you still have options to seek compensation. Georgia law requires insurers to offer uninsured motorist (UM) coverage as an add-on to auto insurance policies.
If you have UM coverage, it can help cover your medical expenses, lost wages, and property damage when the at-fault driver lacks insurance. It also covers you if you’re in a hit-and-run with an unidentified driver.
Without UM coverage, though, recovering damages becomes more challenging. In such cases, you may need to pursue a personal injury lawsuit against the uninsured driver. However, collecting compensation can be difficult if they lack the financial resources to pay for your losses.
In Georgia, the statute of limitations for filing a car accident claim is generally two years from the date of the crash. If you miss this deadline, you may not be able to file a lawsuit. As a result, insurance companies may not settle, as they don’t need to worry about going to trial.
However, it’s best to file your claim as soon as possible. A Duluth car accident lawyer can gather evidence and witness statements before they disappear.
In Georgia, you can still pursue compensation for a car accident even if you were partially at fault, thanks to the state's modified comparative fault rule. As long as you're less than 50% responsible for the accident, you're eligible to receive compensation, though your settlement will be reduced by the percentage of fault attributed to you.
For example, if you’re found 20% at fault, your compensation will be reduced by that percentage. This rule makes it essential to work with an experienced car accident lawyer who can protect your rights and advocate to minimize any fault assigned to you, maximizing your potential recovery.
Yes, passengers injured in car accidents can file claims against the at-fault driver’s insurance. If multiple vehicles were involved, you may have additional options for compensation, as each driver’s insurance policy might be available to cover damages.
Passengers are generally seen as non-liable parties, so they have a strong chance of recovering compensation for medical expenses, lost wages, pain and suffering, and other losses. An experienced car accident lawyer can assess your specific case to help determine all available sources of compensation and ensure you receive fair coverage for your injuries.