To receive workers’ compensation benefits in New York, you’ll need to properly file your claim. The first step involves documenting your workplace accident or health condition and reporting it to your employer. If you’re reporting an accident, be specific about the date, time, location, and nature of the accident. For work-related illnesses and health conditions, be specific about your symptoms and how your condition likely developed.
In New York, you have 30 days to report your injury or work-related illness to your employer. However, it’s best to initiate the process as soon as you’re able to. You should then get prompt medical attention and inform your doctor that your injury or illness is linked to your job.
Completing form C-3
Once you’ve reported your work-related injury or illness, you’ll need to complete Form C-3 and submit it to the New York State Workers’ Compensation Board. This must be done within two years from the date of your work accident or when you discovered your work-related health condition.
When filling out Form C-3, you must provide:
- Your personal information, including name, address, and Social Security number.
- Detailed information about your employment and the employer at the time of the accident or illness.
- A comprehensive description of the incident, including the date, time, and circumstances.
- Details of the injury or illness, including parts of the body affected.
- Names and contact information of any witnesses.
- Information about any previous similar injuries or illnesses.
At the same time, your employer will need to submit a Form C-2F to report your injury or illness to the board within 10 days of receiving your notification. Plus, your doctor will need to submit Form C-4 to the board’s district office to make a medical report. Copies of the medical report should be sent to you, your employer, and your employer’s insurance company.
The approval process
After filing your claim, your employer’s insurance company will determine the validity of your claim and whether you’re eligible for workers’ compensation benefits. If they accept your claim, they will begin paying you financial benefits.
Here's a brief list of what workers’ compensation in New York covers:
- All necessary medical treatments for job-related injuries or illnesses.
- Partial wage replacement if you are unable to work due to your injury.
- Additional support for certain severe or permanent disabilities.
- Financial assistance and funeral expenses for the families of workers who die due to work-related causes.
- Rehabilitation services, so you can return to work or train for new employment if you’re unable to continue in your previous job.