Filing a workers' compensation claim in Plattsburgh can be a complex process, especially for those unfamiliar with the necessary steps. Here’s an expanded guide to help you navigate the procedure after a work-related injury or illness.
Step 1: Notify Your Employer and Seek Medical Attention
Immediately after sustaining an injury or recognizing an illness as job-related, inform your employer in writing. This communication must occur within 30 days of the incident or the realization that the condition is related to work. Maintaining copies of this correspondence is crucial as it forms the foundation of your claim.
Consult a doctor for a medical assessment as soon as possible. Note that your employer's insurance may require you to see specific healthcare providers. Ensure that the doctor understands the work-related nature of your injury or illness, as their reports will be helpful for your claim.
Step 2: Filing Form C-3
To formally initiate your workers' compensation claim, fill out and submit Form C-3 to the New York State Workers' Compensation Board. This must be done within two years from the date of the injury or from when you first became aware of a work-related illness.
When filling out this form, you need to provide the following information:
- Personal information: Your full name, address, and Social Security number.
- Employment information: Details about your employer and your job role at the time of the injury.
- Incident details: A description of the incident, the nature of your injury or illness, and the date it occurred.
- Medical treatment information: Information about your initial and any ongoing treatment.
Your employer is required to report the injury or illness to the Workers' Compensation Board using Form C-2F within 10 days of notification. Additionally, your treating physician must submit an initial medical report using Form C-4 to the board's district office. This ensures that all parties involved, including you, your employer, and the insurance company, are informed of your medical status.
Step 3: Insurance company review
After all necessary documentation has been submitted, your employer’s insurance company will assess your claim to determine eligibility for workers' compensation benefits. If accepted, you will begin receiving benefits, typically within 18 days of filing your claim, disbursed on a bi-weekly basis.