If your workers' compensation claim is denied in Queens, NY, there are certain steps you can take to challenge the decision. Here’s an overview of what to do next:
1. Understand the reason for denial
Understanding why your workers' compensation claim was denied is important for challenging the decision effectively. Common denial reasons include:
- The injury not being work-related,
- Insufficient medical evidence,
- Missed filing deadlines,
- The injury not meeting state criteria.
To contest these denials, provide clear evidence such as detailed medical records and witness statements that link your injury to your workplace. Review and adhere to filing timelines, and let an experienced attorney gather evidence and provide further legal representation.
2. Request a hearing
If your workers' compensation claim is denied, you have the option to request a hearing with the New York Workers' Compensation Board within 30 days of the denial notice. During this hearing, you’ll have the opportunity to present your case, including any relevant evidence and testimony that supports your claim. Your attorney can handle this for you.
This is your chance to directly address the reasons for the denial and argue for the benefits you believe you are entitled to. This hearing would be presided over by a Workers' Compensation Law Judge.
3. Prepare for the hearing
Preparing for a workers' compensation hearing involves meticulous gathering of all pertinent documentation.
Compile all relevant documents including medical records, accident reports, and communications with your employer and their insurance company. Ensure that these documents clearly support your claim regarding the nature and extent of your injury and its connection to your workplace.
Collect detailed medical evidence that substantiates your injury and the required treatment. This should include reports and testimonies from treating physicians, detailing the cause of your injury and its impact on your ability to work.
Also, prepare your own testimony carefully. Practice explaining clearly and concisely how the injury occurred, your symptoms, and the effect on your daily life and work capacity. Be honest and straightforward.
4. Attend the hearing
Attending the hearing is a critical step in contesting a denied workers' compensation claim. During this formal proceeding, both your attorney and the insurer's representative will present your cases. This will include any relevant evidence such as medical records, expert testimonies, and witness statements.
A Workers' Compensation Law Judge will preside over the hearing and evaluate all the evidence and arguments. The judge's role is to ensure a fair assessment and to decide if the claim merits approval based on the evidence or if the initial denial should be upheld. The decision can significantly impact the outcome of your claim.
5. Appeal if necessary
If the judge upholds your claim's denial, you can appeal to a panel of Workers' Compensation Board members. This panel reevaluates the case, considering all presented evidence and arguments anew.
Should their decision also be unfavorable, your next recourse is to appeal to the Appellate Division of the Supreme Court, Third Judicial Department. This higher court reviews the legal and procedural aspects of your case to ensure fairness and adherence to the law.
Each stage of the appeals process has strict deadlines that must be met to maintain the right to contest a decision. Failing to file within these time limits can result in the dismissal of your appeal, effectively ending your chance to overturn the initial decision.
An appeal should be more than just a reiteration of previous arguments; it must clearly articulate how the initial decision violated legal principles or misinterpreted the law. Your attorney can develop a coherent narrative and legal argument that clearly addresses the reasons for the initial denial and why those reasons are incorrect or misapplied given the specific circumstances of your case.