Navigating the complex world of insurance claims can be overwhelming. Insurance companies have trained professionals who aim to settle claims quickly and minimize payouts. Without the help and guidance of an attorney, you may find yourself outmatched. This could jeopardize your case and the compensation you deserve.
A car accident attorney understands the process of recovering damages. Your lawyer will know how to handle the paperwork and negotiation tactics used by insurance companies.
Plus, a verified attorney can:
- Assess the extent of your damages.
- Gather evidence to support your claim.
- Negotiate with insurance companies on your behalf.
- File a personal injury lawsuit if necessary.
How can I get compensated for my medical expenses?
First, your attorney will need to help you build a strong case by gathering evidence. This typically involves obtaining police reports, medical records, witness testimony, and video footage.
Once your attorney has built a strong case, they will negotiate with the other driver's insurance company to secure a fair settlement.
If your attorney can't reach an agreement with the insurance company, they will litigate on your behalf. This involves presenting your case to a judge and jury and fighting for a fair verdict.
What is the value of my car accident injury claim?
Several factors go into determining the value of your car accident injury claim. These include:
- The severity of your injuries.
- The impact on your daily life and ability to work.
- The extent of medical expenses.
- Any potential long-term effects.
Your state's rule for determining fault can also affect the value of your claim. For example:
- Comparative negligence allows for the allocation of fault between parties involved in a crash. This system reduces the damages awarded to the injured party based on their percentage of fault. For instance, if you're found to be 20% at fault for a crash, your damages will be reduced by that percentage.
- Modified comparative negligence (a variation of comparative negligence) sets a threshold for recovery. In some jurisdictions, if the injured party is found to be 50% or more at fault, they're barred from recovering any damages. However, if their fault is determined to be less than the threshold, their damages are reduced proportionally.
- Contributory negligence completely bars the injured party from recovering any damages if they have contributed to a crash in any way. This rule applies even if the injured party is only 1% at fault.