Insurance companies have a vested interest in paying out as little as possible for a claim. They may use various tactics to delay or deny your claim. Here are some of the most common tactics used by insurance companies:
1. Asking for More Documentation
Insurance companies may ask for additional documentation, such as medical records or repair estimates, to delay the settlement process. It's essential to provide the requested documentation promptly and keep copies of everything you submit.
2. Requesting an Independent Medical Examination
Insurance companies may request an independent medical examination to contest the extent of your injuries. It's important to attend the examination
as required, but it's also important to have your own doctor review the results to ensure that the examination is fair and accurate.
3. Making a Lowball Settlement Offer
Insurance companies may make a lowball settlement offer in the hope that you will accept it and avoid the hassle of a lengthy legal process. It's essential to consult with a car accident lawyer before accepting any settlement offer to ensure that it's fair and covers all of your damages.
4. Contesting Liability or the Extent of Your Injuries
Insurance companies may contest liability or the extent of your injuries to reduce the amount they have to pay out. It's important to have as much evidence as possible to support your claim and to have a car accident lawyer who can negotiate with the insurance company on your behalf.