Dealing With the Car Insurance Company in Georgia

Most insurance policies require you to inform your insurance company soon after a crash. This can be a tricky conversation. Adjusters are looking for any excuse to pay you less than what you deserve. Don’t give them one. Stick to the facts – time, date, place, names of those involved, etc. When asked about injuries, say only that you are being medically treated.

Do not communicate with the other driver’s insurance company. If you are contacted by the insurance company, direct them to your lawyer and hang up/close the door.

The insurance company may ask you to release your medical records and other private documents after an accident. Sound reasonable? Don't be so sure. The details in the release could give away a lot more information than you anticipate. Consult a lawyer to find out what a release really says before you sign it or otherwise agree to provide your private information.

Georgia is a “one-party consent” state, so assume you are being recorded by the insurance company and do not go into detail about the crash or your injuries. Do not make a formal or informal statement about the crash without consulting an attorney first. Anything you say to an insurance agent, or anyone else besides your lawyer, can be used against you to reduce your settlement. If you must give a statement, sit down with your lawyer and have them write one up. Your attorney will understand the required components of the statement and how to word it to maximize compensation.

The insurance company will rarely if ever offer full compensation at the start of negotiations. The first offer they make may be fast and tempting, but it is likely far less than you deserve. Car accident lawyers typically offer free case consultations, so there is no reason to ever accept a settlement offer without talking to a lawyer first.

A verified Georgia car accident lawyer can calculate the full value of your claim, including compensation for your past, present, and future medical expenses as well as your pain and how the crash has affected your daily life and future. The lawyers listed in our directory conduct thorough investigations, collect important evidence, and build strong cases that demand maximum compensation.

You are not required to have a lawyer represent your car accident insurance claim, but many people in Georgia choose to do so. This is because studies show that, on average, people who consult lawyers recover more damages than those who do not.

Your Georgia car accident lawyer can take on the insurance company while you focus on healing. Contact a lawyer in your area today.