If the other driver did not have insurance at the time of the accident, your own car insurance policy may include uninsured motorist coverage, which can help pay for your medical bills. Uninsured motorist coverage is optional in some states, but it is required in others. If you have this type of coverage, it can help pay for your medical expenses if you are injured in an accident with a driver who does not have insurance.
If you do not have uninsured motorist coverage or if your coverage is not sufficient to cover your medical bills, you may be responsible for paying the bills yourself. In this case, it is important to keep all of your receipts and documentation, as you may be able to seek reimbursement from the other driver or their insurance company once fault has been determined.
It is always a good idea to speak with an attorney if you have any questions about how your medical bills will be paid after a car accident. Your attorney may also be able to negotiate a “treat now, pay later” arrangement with your healthcare providers so that you don’t have to pay out of pocket.