If you are hurt in a car accident and don’t have health insurance, your lawyer may be able to negotiate a “treat now, pay later” arrangement with your healthcare providers known as an attorney’s medical lien. This is essentially an agreement that you will be treated with no up-front payment and your medical providers will be paid out of your eventual settlement or lawsuit. Your attorney may also be able to negotiate with your medical providers to accept less payment for your care, so that you can keep more of your settlement.