Passenger Injuries and Medical Bills After a Car Accident
An experienced attorney can determine which insurance covers you
If you are a passenger in a car accident, you may be entitled to recover damages for your medical bills and pain and suffering. The first step in pursuing a claim for these damages is to determine who was at fault for the accident. If the driver of the vehicle you were in was at fault, you may be able to sue them for your injuries. If another driver was at fault, you may be able to sue that driver instead.
Once you have determined who was at fault, you will need to file a personal injury lawsuit against that person or entity. In the lawsuit, you can seek compensation for your medical bills, lost wages, and pain and suffering.
In terms of which insurance will pay for your damages, it will depend on the specific circumstances of the accident and the coverage of the various insurance policies involved. If the driver of the vehicle you were in was at fault, their car insurance policy may cover your injuries. If another driver was at fault, their insurance policy may be responsible for covering your damages.
Additionally, your own car insurance policy may provide coverage for your injuries as a passenger in a car accident. Many car insurance policies have a provision known as "MedPay" or "medical payments coverage" that can be used to pay for your medical bills and related expenses. This type of coverage is available regardless of who was at fault for the accident.
In short, which insurance covers your injuries depends on the policy language and applicable state laws. It’s best to talk to an attorney licensed in your state to get specific answers about your situation.
