There are several types of medical insurance coverage available, each with its own set of benefits and limitations. Here are the most common types of medical insurance coverage:
1. Personal Injury Protection (PIP)
Personal Injury Protection (PIP) is a type of car insurance that covers medical expenses and lost wages for you and your passengers in the event of a car accident. PIP coverage is typically required in no-fault states.
2. Medical Payments (MedPay)
Medical Payments (MedPay) coverage is another type of car insurance that covers medical expenses for you and your passengers after a car accident, regardless of who is at fault. MedPay coverage is optional in most states.
3. Health Insurance
If you don't have PIP or MedPay coverage, your health insurance may cover some or all of your medical expenses after a car accident. However, your health insurance provider may require you to pay your deductible and co-payments.