Missed Work After a Car Accident

A work-related and non-work-related injury can cause you to miss work. But they’re both different. A work-related injury occurs within the scope of your employment. In this case, you would pursue damages through a workers’ compensation claim, which is a no-fault system.

Additionally, you could pursue damages from a third-party workplace injury claim, if your injury was caused by a third-party entity. This may include an outside contractor, machine manufacturer, or a property owner with no relation to your employer. Like a non-work-related injury claim, you would have to prove that negligence occurred.

Non-work-related injuries happen outside the scope of your employment. In this case, you would pursue damages from the at-fault party’s insurance company through a personal injury claim.

Both work-related and non-work-related injuries can be caused by car accidents, slips and falls, premises liability, and negligent security.

If you’re involved in a car accident, you may need to miss work to recover from your injuries. It’s important to prioritize your health. Even if you sustain a minor injury such as whiplash, you may miss work to attend medical appointments.

Be sure to notify your employer as soon as possible. If the other driver is found at fault, you’ll be able to recover lost wages through a car accident claim.

If you’re dealing with pain, suffering, or mental and emotional anguish linked to your crash, you may need to take time off from work. An experienced pain and suffering lawyer can help you recover both lost wages and non-economic damages.

What is loss of income coverage in car insurance?

Loss of income insurance is completely optional. It provides financial protection if you can’t use your vehicle after a car accident. For example, it pays for expenses related to alternative transportation or any loss of income due to not being able to use your vehicle. It also covers rental car costs while your damaged vehicle is being repaired.

Insurance companies typically calculate loss of earnings based on the specific details of the case and the information you provide. The process may involve the following factors:

• Documentation: You will need to provide documentation to support your claim for loss of earnings. This may include pay stubs, tax records, and other evidence of your income.
• Verification of employment: The insurance company may contact your employer to verify your employment status, salary, and the hours you missed due to your car accident. They may also request a statement from your employer confirming your inability to work.
• Medical records: You’ll need to provide medical records to establish the link between a car accident and your injuries. These records should show the extent and nature of your injuries and the recommended treatment or estimated recovery time.
• Total loss of earnings: The insurance company will calculate the total amount of earnings you lost during the period when you were unable to work. This calculation includes your salary or hourly wage, any overtime or bonuses you may have missed, and any other income-related losses.

In most states, employees are considered “at-will” status. That means that an employer can terminate your position for any reason or no reason, as long as it’s not deemed discriminatory or in violation of other labor laws. In at-will states, employers can fire you for a non-work-related injury. However, some employers may allow you to take paid or unpaid medical leave while you recover.

What are my non-work-related injury employee rights?

If you lose your job due to a car accident injury, you may be able to recover damages for loss of earning capacity. To recover these damages, you’ll need to establish that your job loss was linked to your car accident. For example, if you notified your employer of your non-work-related injury and were fired while you were recovering, your attorney may pursue loss of earning capacity damages.

It’s important that you consult with a lawyer for employee rights. For your attorney to determine how much money you’re eligible for, you’ll need to provide proof of employment and pay stubs that demonstrate how much you typically earn.

If you miss work due to a crash-related injury, you may be eligible for non-work-related injury compensation. A Law.com Premier Attorney can place an accurate value on your claim and fight to recover the full extent of your damages.

Premier Attorneys operate on a contingency fee basis, so you don’t have to pay unless you’re fully compensated. This gives you access to legal representation, even if you can’t afford a lawyer. To get started on your claim, contact a lawyer near you and schedule a free consultation. They would be glad to answer any questions you have and help you explore your legal options.