If you were injured, the short answer is yes. The insurance company isn't on your side; their job is to make money, and they do it by lowballing injured people or even denying their claims altogether. An experienced car accident lawyer can help you understand your rights and options.
If the Howell Township Police Department filed a report on your wreck or you were injured and had to go to a local hospital like Monmouth Medical Center, Southern Campus, it will be to your advantage to speak with a Howell Township, NJ lawyer for a free, no-obligation consultation. Ultimately, whether or not you hire a car accident lawyer is up to you, but it's always worth getting professional advice before making any decisions.