The value of your claim may vary depending on the seriousness of your injuries, how they have affected your life, and the amount of insurance coverage that is available to cover those injuries. There are basically two types of damages you can collect – economic and non-economic.
- Economic damages are losses with stated costs like medical expenses, emergency medical fees, rehabilitation therapies like physical therapy, missed wages, and car repairs.
- Non-economic damages are losses that do not have a predetermined value. These include losses like emotional anguish, pain and suffering, and loss of enjoyment.
In rare cases, victims of outrageously negligent or intentionally malicious drivers (like drunk drivers and red-light runners) are awarded “punitive” damages. This is in addition to the economic and non-economic damages they collect. Punitive awards are intended to punish the at-fault driver and discourage similar behavior in the community.
A knowledgeable Oklahoma car accident attorney can identify liable parties and work hard to hold them accountable for the harm and suffering they have caused.
What if the other driver doesn’t have insurance?
If you are hit by an uninsured driver, you can file a claim with your insurance provider to collect UM benefits. UM can also be used for hit-and-run accidents and "phantom vehicle" crashes, in which it can be assumed the driver did not have insurance.
An experienced Oklahoma car accident lawyer can identify compensation resources available to you and relentlessly pursue results. Typically, car accident lawyers work for a contingency fee, which means there is no upfront or out-of-pocket expense for their services. They only get paid when they win. Let an attorney handle the insurance company for you, while you focus on healing. If you were injured in an Oklahoma car accident, contact a lawyer today for a free consultation.