Oregon is a “fault” or “tort” state for car accidents. That means the one who causes an accident is responsible for the damage they cause. To collect damages, you will typically file a claim with the at-fault driver’s insurance provider.
Oregon applies a standard of “modified comparative fault” to car accident compensation. Fault is divided among all those involved, and compensation is reduced by a person’s percentage contribution to the crash. For example, if someone is 20 percent at fault in an accident, and they have $100,000 in damages, their compensation will be reduced by 20 percent to $80,000. If you are 51 percent or more at fault in a crash, you cannot file a claim.
The insurance companies know that the more blame they can put on the victim, the less they must pay. A car accident lawyer can investigate the crash, collect evidence, and fight for what is right.