Compensation is typically based on the type and severity of the crash injury, the victim’s wages, and fault. Damages generally fall into one of two categories:
- Economic damages are losses with pre-set values like medical bills, lost wages, diminished earning potential, transportation to medical appointments, physical therapy, and out-of-pocket injury-related expenses.
- Non-economic damages are losses that are more difficult to put a price on like pain and suffering, mental anguish, loss of enjoyment in life, loss of guidance, and embarrassment.
In rare cases where the at-fault driver has demonstrated outrageous recklessness a court may award punitive damages on top of a victim's economic and non-economic damages. Punitive damages are intended to punish the at-fault party and discourage similar behavior in the community.
An experienced Pennsylvania car accident lawyer can help you identify liable parties and hold them accountable for the damages and pain they have caused you. Lawyers investigate crashes, collect evidence, and hammer away at insurance companies until they get results.
What if the other driver doesn’t have insurance?
Pennsylvania has a no-fault car insurance system. Therefore, you will almost always file a claim with your insurance provider after a crash, regardless of the other driver’s coverage or fault. Drivers are required to purchase PIP insurance, which pays for medical expenses regardless of fault. If you purchased them, your UM benefits would be available, too. UM can also be applied to hit-and-run accidents in which the driver is never found.
If you do not have UM or UIM insurance, and your damages exceed your PIP and any other insurance resources, you may be able to file a lawsuit against the uninsured, at-fault driver. However, this may not be a productive move. If the uninsured driver doesn’t have significant personal assets, even if you win your case, you could wind up with very little compensation.
An experienced Pennsylvania car accident lawyer can identify all liable parties and resources for compensation. They can file the proper documents and build strong cases that demand maximum compensation. Car accident lawyers typically work for a contingency fee. That means there is no out-of-pocket expense for their services. And they only get paid when they win. If you were injured in a Pennsylvania car accident, contact a lawyer today for a free case consultation.