Before you file a claim, there are certain steps you should take to help strengthen your case. First and foremost, you should assess the situation. Check yourself and other parties for injuries and call 911 if necessary. Then, call the police to report the crash and wait for an officer to arrive.
While waiting, you should exchange contact, insurance, and vehicle information with the other driver. Then, take pictures and notes of the crash scene. Get clear images of vehicle damage, visible injuries, and damage to nearby structures. If there are witnesses at the scene, get their contact information. Also, take note of any statements made by the at-fault driver and any nearby surveillance cameras.
You should also get immediate medical attention, even if you feel perfectly fine. Many injuries take time to produce symptoms. These injuries can worsen if left untreated. When you see a doctor, you’ll get an official diagnosis that establishes a link between your injury and the distracted driving accident. Plus, you can treat your injury early on.
Lastly, you should contact your insurance company as soon as possible and inform them that you were involved in a crash. Only mention the date, time, location, other parties involved, and injuries you sustained. Don’t go into who was at fault, as this can potentially jeopardize your claim.