When it comes to car accidents, Utah is a no-fault state. That means that regardless of who is a fault for the accident, you file a claim with your insurance company first. However, if you meet certain legal criteria, you can also pursue compensation from the at-fault driver.
In cases involving fault, Utah also follows a rule called a “modified comparative negligence” system. This is means if you are less than 50 percent at fault, you can recover damages minus the percentage you were found at fault for. So for example, if you are 40 percent at fault, then you can only recover 60 percent. If you are 60 percent at fault, you can’t recover.