Vermont is a fault state, so the person responsible for your car accident is also responsible for covering the damages you’ve suffered. So, if you’re looking to be compensated for your injuries, you can take action in one of three ways:
- You can file a claim with your own insurance company, if you have certain types of coverage.
- You can file a claim with the at-fault driver’s insurance company.
- You can file a lawsuit against the at-fault driver.
To recover any damages from the at-fault driver, you must prove that another driver was responsible for your accident. Even if you are partly at fault, you can still recover compensation due to Vermont’s “comparative negligence” rule. So as long as you were 50 percent or less at fault, you can still recover damages. The amount will just be reduced by your percentage of fault.
If you are unsure of what options are best suited for you, contact an attorney. Even if you are set on what you will do, an attorney can always assist you by looking out for your best interests.