It's important to contact your insurance company as soon as possible after a car accident. Your insurance policy may require you to report the accident within a certain timeframe, and failure to do so could result in your claim being denied. However, keep your comments brief and don’t say anything about fault for the accident. If you retain an attorney right away, they can even handle the notification to your insurance company on your behalf.
What damages can I recover?
Knowing what damages you can recover after a truck accident will give you and your attorney a clear understanding of the financial sum you truly deserve. Economic damages are objectively quantifiable losses that can be tied to a specific dollar amount. The most common economic damages you can collect after a truck accident include:
- Medical expenses: Expenses that result from your injuries like hospital visits, surgery, medication, physical therapy, and other medical expenses.
- Lost wages: Your injuries may prevent you from working, so you may be able to recover compensation for present and future lost income.
- Property damage: Expenses that result from damage to your vehicle or other property like the cost of repairs or replacement.
Non-economic damages are meant to compensate you for subjective losses such as:
- Pain and suffering: This type of damage refers to the physical and emotional pain you experienced because of the accident. This can be ongoing pain, discomfort, stress, and trauma.
- Emotional distress: Damages for emotional distress are awarded for anxiety, depression, and post-traumatic stress disorder (PTSD). Although they are sometimes hard to prove, they are just as impactful as physical injuries.
- Loss of enjoyment of life: This type of damage refers to the loss of ability to enjoy activities you normally did before the accident. This could refer to physical activities, social activities, travel, or hobbies.
- Loss of consortium: Sometimes a truck accident can cause someone to lose companionship or affection in their relationship. Loss of consortium includes the loss of emotional support and intimacy.
It's important to note that every truck accident is different and the damages you recover will depend on the specific facts and details of your case, as well as the applicable state and federal laws.
How a truck accident lawyer can help
Being hit by a truck can leave victims with significant physical injuries and a stack of medical bills to follow. A truck accident lawyer can help you navigate the legal process and work to secure the compensation you need and deserve. If you've been hit by a truck, don't hesitate to schedule a free consultation with a verified truck accident lawyer. Contact us today to learn more.