Dealing With the Car Insurance Company in Indiana

Most policies require you to inform the insurance company soon after a car accident has happened. This can be a difficult conversation for crash victims. To protect your case and right to compensation, stick to the facts – date, time, location, other driver’s information, etc. Do not go into detail about what caused the accident or the extent of your injuries. At this time, it is enough to say that you are being medically treated. And that’s it. If you are pressed for more information, end the conversation and tell them to talk to your lawyer.

Do not sign a release, waiver, or other contract right away. Do not grant access to your medical records or other private information without consulting an attorney first. Only an attorney with your best interests in mind can tell you whether the insurance company is asking for too much – essentially fishing for any little thing they can find in your past to use to lower your settlement or deny your claim.

Whenever you are talking with an insurance agent, assume you are being recorded. However, if asked, do not agree to be recorded. Do not provide a verbal formal or informal statement to the insurance company about the crash. You only have one chance to get this statement right. You want to make a strong statement that supports your claim. An experienced, verified car accident attorney can help you write a statement that satisfies the insurance company’s requirements and protects your rights.

If you take away only one thing from this article, let it be this: Never accept an insurance settlement without first consulting an attorney. Once you accept their money, that’s it; your case is settled and you can’t go back for more. You only have one shot at getting full compensation for all your costs related to the accident, both short-term and long-term.

Law.com Premier car accident lawyers will take on this challenge for you. They are experienced, relentless advocates. When the insurance companies try to take advantage of injured and grieving people, they stand up for what is right and fight for justice and maximum compensation.

The sooner you contact an attorney after a crash, the sooner you can stop worrying about medical bills and future comfort. Your attorney will keep your case moving forward while you heal. Contact a Premier car accident attorney to learn more about what they can do for you during a free case consultation.

You should also know that there is no upfront cost or out-of-pocket expense to hiring a car accident attorney. These car accident lawyers work for a contingency fee – that's a percentage of the final award. If they don’t win, you don’t pay. You have nothing to lose and a lot to gain by consulting a verified Indiana car accident attorney today.