If you plan to file a car accident claim – and you should if the other driver caused your collision – you will need to notify your insurance company that you have been involved in a car accident. In most cases in New York, you have 30 days to file a claim with your own insurance company, but it’s best to notify them as soon as possible.
New York has a “no-fault” car insurance system. This means your insurance company is responsible for paying for your accident, regardless of who’s at fault. But in many cases, you may also be able to seek compensation from the at-fault driver’s insurance company.
One more thing – be prepared for the other driver’s insurance company to contact you. When they do, don’t answer their questions. They’re most likely looking for anything they can use to deny your claim. Simply tell them to talk to your Yonkers car accident attorney.