Know your rights and protect them with legal representation
Whether it’s a head-on collision on I-90 or a rear-end crash on I-80, if you’re the injured victim of an Ohio car accident, you are entitled to compensation. You deserve a settlement that covers medical bills, lost wages, car repairs, and other damages. But the insurance company is going to make you fight for it.
The insurance claims process is complicated, filled with deadlines, and unforgiving of simple errors like a misfiled form or minor inconsistencies. An experienced law firm knows how to build a successful case and keep your claim moving forward. While your car accident attorney will do much of the work, there are some things that you can do – and not do – after a car accident to strengthen your Ohio injury claim.
Notify your insurance company, but be careful
Most car insurance companies require you to inform them about a car accident soon after it happens. This can be a dangerous conversation. Remember, Ohio is a “comparative fault” state, which means that your settlement will be reduced by your percentage contribution to the crash. This means that insurance agents want you to say something they can use to blame you and thereby reduce or dismiss your claim.
Don’t help them out. Do not go into detail about the accident. Stick to the basic facts like names of those involved, location, date, etc. Do not discuss your injuries. At this time, it is enough to say that you are being “medically treated.”
It is worth noting that you are not required to discuss the incident or your injuries with the other driver’s insurance company. Therefore, you should not have contact with them.
If you contact an Ohio car accident lawyer soon after a crash, they can handle notifying the insurance company for you.