If you've been involved in a truck accident, you may be entitled to compensation for your injuries or damages. Dealing with trucking companies and their insurers can be difficult. But by taking certain steps, you can maximize your chance of getting the compensation you deserve. Below, you’ll find the key steps you should take after a truck accident.
Take immediate action at the crash scene
First and foremost, prioritize your safety and the safety of others at the crash scene. Get your vehicle out of the line of traffic, if possible. Also, call emergency services to report any severe or life-threatening injuries.
Then, report the truck accident to the police and wait for them to arrive. They will investigate the truck accident and secure the scene. Plus, they will create an accident report and document their findings. This report may include:
- Violations of cargo loading regulations
- Witness statements
- A diagram of how the crash likely occurred
- Photos of the crash scene
You can also collect your own evidence if you’re able to. This may include taking pictures of the crash scene, including vehicle damage, visible injuries, and the cargo spill or shift. Also, get the names and contact information of witnesses.
Get medical attention
Seek medical treatment for your injuries, even if they seem minor at first. Some injuries may take days to produce symptoms. These injuries can worsen over time if not addressed and treated promptly.
Also, get proper documentation of your injuries and medical evaluation. This creates a record showing that your injury is linked to the truck accident.
Keep records of all medical bills, prescriptions, and treatment-related expenses. This documentation will be important when seeking compensation.
Notify your insurance company
Contact your insurance company to report the truck accident as soon as possible. Provide the basic details to your insurer, such as the date, time, and location of the crash. You can also briefly mention that you’ve been injured.
However, refrain from providing too much information. If you admit any fault or talk about blame, your words could be used against you. Once you’ve reported the truck accident, let an experienced attorney handle any further communications with insurance companies.
File a truck accident claim
Once you’re ready to file a truck accident claim, contact an experienced Premier Attorney and describe the details to them. They will inform you of your legal rights and advise you on which actions to take next.
An attorney can thoroughly investigate the crash and determine where negligence occurred. They can collect evidence from the crash scene and the trucking company to determine if improper cargo loading was the cause of your crash.
Additionally, an attorney can tally up your damages and fight to secure a settlement on your behalf. This includes recovering medical expenses, lost wages, pain and suffering, and property damage.