Hit By a Car While Driving a Company Vehicle

Work-related car accidents occur when employees are involved in collisions while performing job-related tasks. These are often referred to as accidents in a work vehicle. These car accidents can happen to anyone who drives a company car or truck as part of their work responsibilities.

A car accident while driving for work can happen due to the negligence of other drivers on the road. Regardless of the cause, it's important to take the necessary steps to ensure your safety and protect your legal rights.

Is my employer liable for my car accident while working?

One of the key questions that arises is whether your employer is liable for your car accident. Generally, if you are involved in a work-related car accident while carrying out tasks within the scope of your employment, your employer may be held responsible for the crash.

Employer liability is based on the legal principle of "vicarious liability," which holds employers responsible for the actions of their employees while performing job-related duties. If your accident occurred during work hours, while running work errands, or as part of your job responsibilities, your employer may be liable.

If you were involved in a car accident in a company car during work hours, your employer's insurance will likely cover the costs associated with the collision. That includes vehicle damage and medical expenses.

In many cases, employers are required to carry commercial auto insurance to protect both their employees and their assets. However, you must prove that the car accident happened within the scope of your employment.

Does an accident in a work vehicle affect personal insurance?

Typically, if you are driving a company vehicle, your employer's insurance policy should provide primary coverage. Your personal auto insurance should only come into play if the employer's coverage is insufficient.

If you were injured in a work-related car accident, you may be eligible for workers’ compensation benefits. Workers’ compensation is a no-fault system, so you don’t have to prove that negligence led to your crash in a company vehicle. You only have to prove that your crash-related injuries were sustained within the scope of your employment.

Can my employer make me pay for damages?

In the event of a car accident in a company car, your employer may be entitled to recover damages if the crash was caused by your negligence or violation of company policies. However, this can vary based on the specific circumstances of the car accident. Consulting a lawyer for a work accident can help you understand your liability and potential financial responsibilities.

Determining responsibility for work-related car accidents can be a complex process. Liability may depend on various factors, including the circumstances of the car accident, state laws, and the specific duties you were performing at the time of the collision. Your work accident lawyer can investigate the crash scene, assess liability, and determine the parties responsible.

What should I do if I’m hit by a car while driving a company vehicle?

In the event of a car accident while driving a company vehicle, immediately check for injuries and call emergency services if needed. Then, take the following steps to initiate and build your claim:

• Report the accident to the police to ensure an official accident report, crucial for insurance and legal reasons.
• Document the crash scene with photos, capturing vehicle damage and surrounding road conditions, and exchange contact and insurance details with the other driver.
• Promptly inform your employer about the accident, as they may have specific protocols for company vehicle incidents.
• Even if uninjured, seek a medical check-up, as some injuries might not be immediately noticeable.
• Consult a legal professional if disputes arise or if you sustain significant injuries. Familiarize yourself with your company's vehicle accident policy, as procedures can differ.

Maintain a record of all accident-related documents, including the police report, medical records, and communications with your employer.

If you were hit by a car while driving a company vehicle, it’s advisable to seek the guidance of an experienced work accident injury lawyer. A Law.com Premier Lawyer for a work accident can help you navigate the legal issues surrounding such car accidents. They will also ensure that your rights are protected, and you receive the compensation you deserve.

Can’t afford to pay for a lawyer? No problem. Our verified work accident attorneys work on a contingency fee basis and will only take a certain percentage of your total compensation if they win your case. Contact an attorney near you to schedule a free consultation and get started on your claim.