Motorcycle Accident with Driver Who Flees the Scene

The recommended steps to take after a hit-and-run motorcycle accident include: 

• Checking for injuries and seeking medical attention: Immediately assess yourself for injuries. Even if you feel fine, it's important to seek medical attention. Some injuries may take days to fully manifest.
• Reporting the motorcycle accident to the police: As soon as you're safe, call the police. A hit-and-run is a crime. Provide as much detail as you can about the other vehicle, such as its make, model, color, and any part of the license plate number you remember.
• Gathering evidence: If possible, take photos of the crash scene, your motorcycle, and your injuries. Look for any potential witnesses and ask for their contact information. Also, nearby businesses might have surveillance cameras that captured the incident.
• Contacting your insurance company: Report the motorcycle accident to your insurance provider, even if you don't have all the details about the other driver. Be honest and provide as much information as you can. Avoid admitting fault or discussing blame.
• Keeping records of everything: Document all medical treatments, repairs, and any other expenses related to the accident. This information is crucial for insurance claims and potential legal action.
• Consulting a lawyer: Consider consulting with an experienced motorcycle accident lawyer. A lawyer can gather evidence to strengthen your case and negotiate with insurance companies for fair compensation.

Depending on which state you’re in, you may already have uninsured motorist (UM) coverage. This is required in many states and optional in others. UM covers crash-related damages when the at-fault driver is either uninsured or, as in hit-and-run scenarios, unknown.

In a hit-and-run, the responsible party is not present to cover the damages. UM coverage ensures that you are not left financially burdened due to someone else's unlawful actions.

UM coverage typically includes medical expenses, pain and suffering, lost wages, and property damage. When filing a claim under UM coverage, treat it as you would any other motorcycle accident claim. 

Be aware of the limitations and deductibles in your UM policy. Some policies may have lower limits for hit-and-run accidents, or specific deductibles may apply.

If you’re in a no-fault state, you must file a claim with your own insurance provider through your personal injury protection (PIP) policy. This covers medical expenses and lost wages, regardless of who is at fault. 

PIP insurance is mandatory in some states and optional in others. It's designed to reduce the necessity of suing for reimbursement of medical and related expenses. It streamlines the process for compensation and reduces legal and administrative costs associated with traffic accidents.

If UM and PIP aren’t available to you, you’re not completely out of options. Many states offer medical payments (MedPay) as an optional add-on to your auto insurance policy. MedPay covers medical and funeral expenses for you and your passengers. That includes: 

• Hospital and ambulance bills.
• Surgery.
• X-rays.
• Professional nursing services.

MedPay limits can range from $1,000 to $10,000 or more, depending on how much coverage you wish to purchase. 

Another option is to use your health insurance coverage to pay for medical expenses. This can cover a portion of medical bills, but there is usually a co-payment. Be sure to check your health insurance policy to understand what it covers and how much your deductible is.

Experiencing a motorcycle accident can be overwhelming; the aftermath is often a long and complicated process, especially when dealing with insurance companies. Taking the right legal steps can make a difference in the outcome of your claim. 

If you were hurt in a hit-and-run motorcycle accident, a Law.com Premier Motorcycle Accident Lawyer in your area can help you explore your options for seeking compensation. Our verified attorneys can also advise you on your rights and guide you through the claims process. If you have a viable claim, they will fight to secure maximum compensation on your behalf.

You also don’t have to pay any money upfront. Premier Attorneys use the contingency fee system, which means they don’t charge any fees for their services unless they successfully secure a maximum settlement or win your case in court. Find out how to get justice today! Contact a lawyer near you for a free consultation.