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How Lyft & Uber Accident Claims Work in Arizona

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Protect your rights after a collision involving a Lyft or Uber vehicle.

Contact a Premier Rideshare Accident Lawyer who will fight for you every step of the way!

rideshare accident in the middle of a traffic light

Rideshare services such as Lyft and Uber can be found in just about every town and city in Arizona. While these services offer a convenient way to get around, rideshare drivers are just as susceptible to traffic collisions as any other road user. 

In the event of a crash involving a Lyft or Uber vehicle, a Law.com Premier Attorney can represent you or your loved one. They’ll fight to protect your rights and secure maximum compensation on your behalf. Schedule a free consultation with a Arizona rideshare accident lawyer to learn more.

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In Arizona, Uber and Lyft drivers must adhere to specific insurance requirements that vary based on their activity status within the app. These requirements are defined in phases:

Phase 1 - personal use with rideshare app turned off 

When the driver is offline and not accepting passengers, their personal auto insurance is applicable. 

Arizona mandates a minimum liability coverage during this phase, which includes $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $15,000 per accident for property damage. 

If uninsured/underinsured motorist coverage is purchased, the policy limits must be $25,000 per person and $50,000 per accident for bodily injury.

Phase 2 - rideshare app is on, waiting for a ride request

This phase requires specific coverage limits even if the driver isn't carrying passengers. In Arizona, the required coverage includes $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $20,000 for property damage. 

Uber and Lyft provide varying degrees of coverage in this phase. Rideshare insurance from the driver's personal auto insurance may offer additional coverage, such as comprehensive, collision, and underinsured or uninsured motorist coverage.

Phase 3 - driving to pick up a passenger and transporting them 

In this phase, the personal auto insurance coverage does not apply, and the rideshare company’s coverage takes over. 

Arizona requires rideshare drivers to have a minimum of $250,000 for bodily injury and an endorsement for uninsured motorist coverage. 

Uber and Lyft both provide $1 million in bodily and property liability coverage during this phase, as well as first-party insurance that may include underinsured/uninsured motorist, personal injury protection, and medical payments coverage.

A crash involving a Lyft or Uber vehicle can happen in a variety of ways. For examples: 

  • You could be hit by a rideshare driver while driving in your vehicle.
  • A rideshare vehicle could hit you while you’re walking or riding a bicycle.
  • You could be injured while riding in a Lyft or Uber vehicle as a passenger.

Lyft and Uber accidents are typically the result of driver negligence and human error. This includes: 

  • Distracted driving: This happens when drivers engage in activities that divert attention from the road. Distracted driving includes texting, talking on the phone, using a navigation system, eating, or adjusting the radio.
  • Speeding: Driving above the speed limit or too fast for road conditions reduces a driver's ability to stop or react in time to avoid a collision.
  • Failing to yield right of way: Drivers who ignore these rules, either out of impatience or inattention, significantly increase the risk of collisions.
  • Ignoring traffic signals or signs: Running red lights or stop signs, or failing to adhere to other traffic signals, can lead to a serious collision.
  • Driving under the influence: Alcohol or drug impairment severely diminishes a driver’s reaction time, decision-making ability, and overall vehicle control. This makes it difficult to navigate safely and avoid obstacles on the road

If you’re involved in a crash involving a rideshare vehicle, be sure to follow these steps when pursuing your claim:

  • Get contact information of all drivers involved: Collect names, addresses, contact numbers, and insurance information from all drivers involved in the rideshare accident. Avoid discussing fault or accident details during this exchange.
  • Speak to the police: When emergency services arrive, ensure you provide your contact information to the police and explain what you remember about the rideshare accident. Ask how, when, and where you can obtain a copy of the police report.
  • Document the crash scene: If possible, take photos or videos of the involved vehicles and the crash scene. This can provide important visual evidence for your case.
  • Get medical attention: Prioritize your health. Even if injuries aren't apparent, they might manifest later. If your injuries are severe, contact emergency services and don’t move until evaluated by a medical professional.
  • Contact an Uber or Lyft accident lawyer: Consulting with a lawyer experienced in rideshare accidents is advisable, even if you aren’t injured. They can guide you through the claims process and advise you during conversations with insurance companies and the rideshare service.

If you were involved in a crash involving a Lyft or Uber vehicle, you could be facing a long and expensive recovery. But you shouldn’t have to pay because of someone else’s negligence. That’s why it’s critical to speak to an experienced Phoenix rideshare accident lawyer who can build a strong case and help you get the compensation you deserve. 

The Law.com Premier Car Accident Lawyers in Arizona work on a contingency fee basis, so you don’t have to pay any upfront or hidden fees for their services. Plus, they offer free consultations, so you can provide details about your rideshare accident and ask any legal questions regarding your rideshare accident claim. To get started, contact a Premier Lawyer in Phoenix.

Discuss your Arizona car accident settlement today!

Browne Law Group
366 N Gilbert Rd, Unit 202, Gilbert, AZ 85234
(480) 771-2442
https://antilawyer.com/car-accidents/

Injured? Call Now
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Talk to a LAW.COM Premier Attorney today!

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Injured? Speak to a LAW.COM
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